These Terms and Conditions (“Terms”) govern your use of safepremium.org (referred to as “SafePremium”,
“the website”, “we”, or “us”). Please read these Terms carefully. By accessing or using safepremium.org, you
agree to be bound by the following terms. If you do not agree with any part of these Terms, you should not
use our website.
Acceptance of Terms
By using SafePremium, you confirm that you accept these Terms and agree to comply with them. This
agreement takes effect on the date you first use the website. We may update or revise the Terms from time
to time. If changes are made, we will post the updated Terms on this page with a new effective date. It is
your responsibility to review these Terms periodically. Continued use of safepremium.org after changes are
posted constitutes acceptance of the revised Terms.
Use of the Website
SafePremium provides informational content on finance and insurance topics for personal, non-commercial
use. You agree to use safepremium.org only for lawful purposes and in a way that does not infringe the
rights of, restrict, or inhibit anyone else’s use and enjoyment of the website. Prohibited behaviors include
harassing or causing distress to any person, transmitting obscene or offensive content, or disrupting the
normal flow of dialogue within the website. You also agree not to misuse any contact information or form
on the site (for example, you will not send fraudulent messages or spam to the email addresses listed).
Intellectual Property
All content on safepremium.org including articles, images, graphics, logos, and design is the intellectual
property of SafePremium or its content suppliers and is protected by copyright, trademark, and other
intellectual property laws. You may not reproduce, distribute, or create derivative works from our content
without explicit written permission from us. However, you are welcome to share our articles via standard
sharing features (such as social media share buttons), provided you credit SafePremium and do not alter
the content. Any unauthorized use of the content may violate copyright laws and these Terms.
User Responsibilities
When you interact with our website (such as leaving comments or submitting inquiries via the contact
form), you agree to provide information that is accurate and truthful. If you create an account (for example,
if we introduce user registration for newsletters or forums), you are responsible for maintaining the
confidentiality of your login credentials and for all activities that occur under your account. Users must not
attempt to breach the security of safepremium.org, nor impersonate any other person or entity. If you
notice any suspicious activity or have reason to believe your account has been compromised, please contact
us immediately at infos@safepremium.org.
Disclaimer of Warranties
SafePremium strives to provide accurate, reliable information, but all content on safepremium.org is
provided “as is” and for general informational purposes only. We make no warranties or representations,
express or implied, about the completeness, accuracy, or reliability of the information on the site. The
financial and insurance guidance on our site does not constitute professional advice tailored to your specific
situation. Before making any major financial decisions or purchasing insurance products, you may want to
consult with a licensed professional. Use of the information on our website is at your own risk.
SafePremium, to the fullest extent permitted by law, disclaims all warranties, whether express or implied,
including but not limited to implied warranties of merchantability, fitness for a particular purpose, and noninfringement.
Limitation of Liability
In no event shall SafePremium (safepremium.org), its owners, writers, or affiliates be liable for any damages
or losses arising out of your use of our website or reliance on any information provided on the site. This
includes, without limitation, direct, indirect, incidental, consequential, or punitive damages, or any loss of
profits or data. SafePremium is not liable for any errors or omissions in our content, or for any action you
take (or fail to take) based on the information on our site. Your sole remedy for dissatisfaction with the
website or content is to stop using safepremium.org. Some jurisdictions do not allow certain limitations of
liability, so some of these provisions may not apply to you in full.
Modifications to Terms
We reserve the right to modify or update these Terms at any time, at our sole discretion. When we do, we
will revise the “effective date” at the top of this page (if provided) and/or clearly indicate that changes have
been made. It’s important for you to review the Terms whenever you use the site to ensure you understand
the conditions that apply at that time. If any material changes are made, we may also notify users via a
prominent notice on our website or via email if you have provided one. Your continued use of
safepremium.org following the posting of changes means you accept and agree to the updated Terms.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Rwanda (the
jurisdiction where SafePremium operates). By using the site, you agree that any disputes arising from or
relating to your use of safepremium.org will be subject to the exclusive jurisdiction of the courts of Rwanda.
If you access the website from outside Rwanda, you are responsible for compliance with local laws if and to
the extent local laws are applicable.
Contact Information
If you have any questions or concerns about these Terms and Conditions, you can contact us at
infos@safepremium.org or use the contact form on our Contact Us page. We value our users and will do
our best to address your inquiries.
Thank you for reading our Terms and Conditions. By using SafePremium, you acknowledge and agree to
these terms. We hope you enjoy and benefit from our website. Happy learning and planning for a secure
financial future!